SMUD home energy rebates are set by the Sacramento Municipal Utility District and are subject to availability of funding. DuloCore checked on October 13, 2026 what SMUD's own pages state for each home upgrade. Amounts and conditions are below.
What Home Energy Rebates Does SMUD Offer in 2026?
As of October 13, 2026, SMUD lists home rebates of up to $3,000 for heat pump HVAC, up to $4,000 for a heat pump water heater, $100 to $750 for induction cooking, and $50 for a smart thermostat.
| Upgrade | What SMUD's page states (October 13, 2026) | Amount |
|---|---|---|
| Heat pump HVAC, gas to electric | Variable-stage $3,000; two-stage (15.2 SEER2 minimum) $2,000 | Up to $3,000 |
| Heat pump HVAC, electric to electric | Two-stage or variable-stage upgrade | $1,000 |
| Single-stage heat pump HVAC | Not eligible for SMUD rebates | None |
| Heat pump water heater, gas to electric | $3,000 at 50 gallon+, $3,500 at 65 gallon+, $4,000 at 80 gallon+ | Up to $4,000 |
| Heat pump water heater, electric to electric | All sizes | $1,000 |
| Induction cooktop or range | $750 gas to induction, $100 electric to induction | $100 to $750 |
| Smart thermostat | Instant rebate, online at SMUD Energy Store only | $50 |
| Thermostat joined to My Energy Optimizer | Additional incentive mentioned | Amount not listed on that page |
| Seal and insulate | Home Performance Program package | Up to $3,000 |
| Go Electric bonus or panel upgrade | Gas-to-electric conversion required; Home Performance Program page lists $2,000, heating and cooling page lists up to $4,000 | $2,000 or up to $4,000, depending on the SMUD page |
| Home EV charging | Charge@Home, toward equipment and installation | Up to $850 |
| Battery storage | Enrollment incentive of $300 per kWh for interconnection applications received on or after Sept. 23 (the page gives no year) | Up to $6,000 |
| Income-qualified bill discount | Energy Assistance Program Rate | Up to $105 a month |
SMUD's Rebates for my home page says thermostat rebates are not available in stores. DuloCore's SMUD smart thermostat page covers that offer, and its SMUD rebate page lists SMUD programs.
How Much Are SMUD's Heat Pump HVAC and Water Heater Rebates?
SMUD pays $2,000 or $3,000 for a gas-to-electric heat pump HVAC system and $3,000 to $4,000 for a gas-to-electric heat pump water heater.
SMUD's heating and cooling rebates page says the system must be two-stage (15.2 SEER2 minimum) or variable-stage, and installed by a participating contractor in the SMUD Contractor Network. Rebates are subject to availability of funding.
The appliance rebates page sets the water heater amount by tank size, as the table shows. The unit must meet NEEA Tier III or IV requirements for climate zone 12, and the installation must include a thermostatic mixing valve.
For induction, the same page says the cooktop or range must measure 24 inches or larger, and the application must be received within 180 days of purchase.
Does SMUD Have Insulation and Electric Panel Rebates?
Yes. SMUD's Home Performance Program lists a seal and insulate package with rebates up to $3,000 and a Go Electric bonus up to $2,000.
The Home Performance Program page gives no amount per insulation measure.
- Single-family homes, townhomes and condominiums qualify for the full seal and insulate rebate.
- Apartment complexes of more than four units and mobile homes are not eligible.
The panel upgrade rebate requires a gas-to-electric conversion. SMUD's pages differ here: the Home Performance Program page lists $2,000, while the heating and cooling page linked above lists Go Electric rebates for a smart panel, subpanel or new circuit at up to $4,000. Ask the contractor which figure applies.
What Does SMUD Offer for EV Charging and Battery Storage?
SMUD's Charge@Home program offers up to $850 toward home EV charging. Its battery program pays an enrollment incentive of up to $6,000 per household.
SMUD's residential electric vehicles page says the $850 goes toward EV charging equipment and installation costs. It also lists a rebate of up to $200 on circuit sharing and energy management devices.
The battery storage page describes My Energy Optimizer Partner+. Projects submitted for interconnection by Sept. 22 and enrolled by Dec. 31, 2026 are listed at $500 per kWh, up to $10,000 per household. Interconnection applications received on or after Sept. 23 are listed at $300 per kWh, up to $6,000. The page gives no year for the September dates. Its per-model amounts reflect a 20% reserve. Customers must enroll within 90 days of receiving permission to operate. DuloCore's SMUD battery rebate page has more.
What Help Does SMUD Give Income-Qualified Households?
SMUD's Energy Assistance Program Rate gives qualifying households a monthly bill discount of up to $105, plus a no-cost in-person home energy evaluation.
SMUD's income-eligible assistance page lists income limits effective Feb. 1, 2026. The maximum monthly income is $3,607 for a household of 1-2 and $5,500 for a household of 4. The page also says income-eligible customers may qualify for a free EV charger or a free EV charger and circuit installation. The eligibility check shows which verified programs fit a specific household.
Frequently Asked Questions
How do I apply for SMUD home energy rebates?
It depends on the upgrade. For heat pump HVAC and heat pump water heaters, SMUD's pages say the contractor provides the application for your signature and submits it.
Can SMUD rebates be combined with other incentives?
SMUD's pages say its heat pump rebates can be stacked with statewide incentive programs. The federal home energy tax credit ended for equipment installed after December 31, 2025.
Do mobile homes qualify for SMUD rebates?
Not always. The heating and cooling page says mobile homes on a chassis and axle may not qualify, while homes on a permanent foundation typically do.
Planning an upgrade in SMUD territory? Estimate rebates for your ZIP code with the free rebate calculator.